The Fed has slashed rates & the mortgage rate is still not down. Also, it's tougher to get a mortgage. It would be wise to start shopping for a mortgage when you start looking for a house as typically, you do not get more than 2/3 weeks between the signing of the P&S and the mortgage commitment. And of course, you typically have 10 days to sign the P&S after the accepted offer.
However much we have discussed all this with our clients, we do not give it that extra thought, & could end up paying more!!
Due diligence will get us the best in any given situation.
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